It doesn’t quite seem right that we pay in for sometimes years for our insurance premiums only to find out that when we need to use it we can be cancelled. Another problem is that even if you don’t use it, if you live in an area like some of us in Colorado where hail commonly damages roof’s, you can have your rates go up, not because of your usage, but because of everyone else in your neighborhood.
This is what happened to me a couple of years ago. My insurance company was going to almost double my rates, and yet I hadn’t even made a claim. The type of roof that you have installed on your home will make all the difference in the world regarding how long it lasts. How much you ultimately pay for your homeowners insurance is determined by how well your roof withstands hail damage.
Many insurance companies will give homeowners a discount for using superior grade roofing products. Some as much as 25%. A premium grade roof will not only last longer, with the money saved on insurance rates it can help offset the difference in costs. Not only that, but if it is the right product, i.e. if it is solar reflective, one can save money off their utility bills as well. These factors alone will normally cover the added costs of the difference between a cheap grade roof and a premium grade roof designed to last for many more years.
Don’t be exposed to the latest hail storm, or to the issues of your insurance company. Take the bull by the horns and sign up or give us a call. Here at Energy Solutions of America we offer some of the most outstanding roofing products available, and all at affordable prices. Call now for a free estimate.